SKOOL OF THOUGHT
The One Thing You're Not Thinking About (But Should Be)
We were recently joined by Paul Montello, a wealth management advisor with over 20 years of experience, to talk about something most young officials ignore:
What happens if you can't officiate anymore?
Here's what nobody tells you…
Every goal you have (paying off debt, saving for that car, building your future) depends on one thing: your ability to earn income.
If that stops, everything stops.
Why This Matters Now (Not Later):
Most of us in this business are young. We’re healthy. Which means disability insurance is CHEAP right now. But here's the part that changes everything:
Locking in your policy rate today, even if most of your income comes from a W2, can provide the same low rate that follows you into full-time officiating—even when you're making $100K+ on the court.
What It Actually Does: Get hurt and can't work? You get a tax-free check every month until you're back or until you're 70.
All it costs is typically 1-3% of your income. That's it.
Watch Paul explain why this is the smartest move you can make before the season starts.
Trust us…your future self will thank you. If any of this hits home, I hope you'll stick around. Subscribe. Jump into the community. Share your voice. Because REF SKOOL isn't just my vision…it's ours! 🌎
REF SKOOL: Ref smarter. Rise faster.
